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Terms of Service

Last Updated: October 1, 2025

1. Acceptance of Terms

Welcome to Ollie AI. By accessing or using our mental health and wellness platform (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and Ollie AI ("we," "us," or "our"). Please read them carefully.

2. Eligibility and Account Registration

2.1 Age Requirement

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you meet this age requirement.

2.2 Account Creation

To access certain features, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your password and account credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

2.3 Organizational Accounts

If you access the Service through an organizational or corporate account (B2B), you represent that you have authority to bind that organization to these Terms. The organization is responsible for all activities conducted through accounts it controls.

3. Service Description

3.1 Platform Features

Ollie AI provides a mental health and wellness platform including:

  • AI-powered mental health coaching and conversational support
  • Mental health assessments and wellness tracking
  • Expert booking system for sessions with licensed professionals
  • Credit-based payment system for premium features
  • Analytics and insights for wellness monitoring

3.2 Not a Substitute for Professional Care

IMPORTANT DISCLAIMER:

Our Service is designed to support mental wellness and is NOT a substitute for professional medical advice, diagnosis, or treatment. The AI coaching feature provides informational support only and does not constitute therapy or medical care.

Always seek the advice of qualified health providers with any questions you may have regarding a medical or mental health condition. Never disregard professional medical advice or delay seeking it because of information provided through our Service.

3.3 Emergency Situations

IF YOU ARE EXPERIENCING A MENTAL HEALTH EMERGENCY:

  • Call 911 or go to your nearest emergency room immediately
  • Contact the National Suicide Prevention Lifeline: 988
  • Contact Crisis Text Line: Text HOME to 741741

Do NOT use our Service for emergency mental health needs. Our Service is not monitored 24/7 and cannot provide immediate crisis intervention.

4. License and Restrictions

4.1 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes.

4.2 Prohibited Conduct

You agree NOT to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Impersonate any person or entity or misrepresent your affiliation
  • Interfere with or disrupt the Service or servers/networks connected to it
  • Attempt to gain unauthorized access to any portion of the Service
  • Use automated systems (bots, scrapers) to access the Service without permission
  • Reverse engineer, decompile, or disassemble any portion of the Service
  • Upload or transmit viruses, malware, or malicious code
  • Collect or harvest personal information about other users
  • Use the Service to harass, abuse, or harm others
  • Share your account credentials with others
  • Attempt to circumvent any security features or access controls

5. User Content

5.1 Your Content

You retain ownership of content you submit through the Service, including chat messages, assessment responses, and profile information ("User Content"). By submitting User Content, you grant us a limited license to use, store, and process it to provide the Service.

5.2 Content Responsibility

You are solely responsible for your User Content. You represent and warrant that:

  • You own or have the necessary rights to submit the User Content
  • Your User Content does not violate any laws or these Terms
  • Your User Content does not infringe on any third-party rights

5.3 Content Monitoring

We do not actively monitor User Content but reserve the right to review, remove, or restrict access to any content that violates these Terms or applicable laws.

6. Payment Terms and Credits

6.1 Credit System

Certain features require credits, which can be purchased through our platform or provided by your organization. Credits are:

  • Non-transferable and cannot be exchanged for cash
  • Subject to expiration dates as specified at time of purchase or allocation
  • Used according to the pricing displayed in the Service

6.2 Payments

All payments are processed securely through Stripe. By making a purchase, you agree to:

  • Provide accurate and complete payment information
  • Pay all charges at the prices in effect when incurred
  • Authorize us to charge your payment method for all applicable fees

6.3 Refund Policy

Credit purchases are generally non-refundable except:

  • In cases of technical errors or unauthorized charges
  • As required by applicable law
  • At our sole discretion on a case-by-case basis

Expert session cancellations and refunds are subject to each provider's individual cancellation policy.

6.4 Price Changes

We reserve the right to modify our pricing at any time. Changes will not affect credits already purchased but will apply to future purchases.

7. Expert Services

7.1 Independent Providers

Licensed experts available through our platform are independent professionals, not employees or agents of Ollie AI. We facilitate booking and payment but do not provide the professional services directly.

7.2 Provider Liability

Each licensed professional is solely responsible for:

  • The quality and nature of services they provide
  • Maintaining their professional licenses and credentials
  • Complying with applicable professional and ethical standards
  • Professional liability and malpractice coverage

7.3 No Guarantee of Results

We do not guarantee any specific outcomes from using expert services. Results vary based on individual circumstances and effort.

8. Intellectual Property

8.1 Our Rights

The Service and its entire contents, features, and functionality (including but not limited to software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Ollie AI and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

8.2 Trademarks

"Ollie AI," the Ollie AI logo, and other marks are trademarks of Ollie AI. You may not use these marks without our prior written permission.

8.3 Feedback

If you provide feedback, suggestions, or ideas about the Service, you grant us an unrestricted, perpetual license to use that feedback without compensation or attribution.

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

10. Disclaimers and Warranties

10.1 AS-IS Basis

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

10.2 No Medical Advice

WE MAKE NO WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT, INFORMATION, OR AI RESPONSES PROVIDED THROUGH THE SERVICE.

10.3 Third-Party Services

The Service may integrate with third-party services (e.g., payment processors, booking platforms, AI providers). We are not responsible for these third-party services and make no warranties regarding their performance or reliability.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OLLIE AI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE
  • ANY CONTENT OBTAINED FROM THE SERVICE
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

IN NO EVENT SHALL OUR AGGREGATE LIABILITY FOR ALL CLAIMS EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

12. Indemnification

You agree to indemnify, defend, and hold harmless Ollie AI and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

  • Your access to or use of the Service
  • Your violation of these Terms
  • Your User Content
  • Your violation of any rights of another party

13. Term and Termination

13.1 Term

These Terms remain in effect while you use the Service.

13.2 Termination by You

You may terminate your account at any time through your account settings. Upon termination, your right to use the Service will immediately cease.

13.3 Termination by Us

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice, including if:

  • You breach these Terms
  • You engage in fraudulent or illegal activity
  • Your account has been inactive for an extended period
  • Continuing to provide the Service would violate applicable law

13.4 Effect of Termination

Upon termination:

  • Your license to use the Service will terminate
  • Unused credits will be forfeited without refund
  • We may delete your account and User Content (subject to legal retention requirements)
  • Sections that by their nature should survive termination will continue to apply

14. Dispute Resolution

14.1 Informal Resolution

If you have a dispute with us, please contact us first at [email protected] to attempt to resolve it informally. We commit to working with you in good faith to resolve any issues.

14.2 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

14.3 Arbitration

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the International Arbitration Rules of the American Arbitration Association (AAA), except that either party may seek injunctive or equitable relief in court.

14.4 Class Action Waiver

YOU AND OLLIE AI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

15. General Provisions

15.1 Changes to Terms

We may revise these Terms at any time. Material changes will be communicated via email or prominent notice on the Service at least 30 days before taking effect. Continued use after changes constitutes acceptance.

15.2 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ollie AI regarding the Service.

15.3 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

15.4 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

15.5 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

15.6 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.

16. Contact Information

If you have questions about these Terms, please contact us:

By using Ollie AI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.